The leader in Earned Wage Access, PayActiv is a socially responsible, holistic financial wellness service that increases employee retention, recruitment and engagement. PayActiv provides your employees instant access to their earned but unpaid wages so they can plan, use, and save their money while avoiding late fees, overdrafts, and expensive loans. Our invention, Timely Earned Wage Access (EWA) and our holistic approach by including bill pay, savings, budgeting, a visa card, discounts, and financial literacy is the de facto gold standard for delivering financial wellness at the workplace. PayActiv works seamlessly with all payroll and T&A systems and is also fully integrated with ADP. We settle over $100 million dollars every month for several hundred thousand employees of our employer partners including Walmart.